Halan is serving the underserved and unbanked through digital financial products.

Digitally Driving Financial Inclusion

Halan is Egypt’s leading fintech – the largest and fastest growing lender to the financially excluded.

in 2018

Halan’s digital ecosystem includes small and micro business lending, payments, consumer finance, and e-commerce.

Halan Lending

Halan BNPL

Halan Marketplace

Microfinance clients are most vulnerable to climate change

Halan is committed to supporting greater access to green loans.

Halan Lending

Halan offers financing solutions at the touch of a button.

Halan's loan book of Green micro loans

20,000+ active green micro loans.

98.9% of our green micro loans portfolio is directed at transitioning to a circular economy, through reusability and recyclability.

Financial Inclusion Enabler

In 2022

+ 0 %
of Egyptians remain unbanked. Halan is serving the underserved and unbanked through digital financial products.

The loans offered have been transformative, our total cumulative clients served represents


0 %

of Egypt’s Population

as well as a large group of entrepreneurs including young entrepreneurs supported through MSME loans.

Disbursed Over

$ 0
billion in micro, SME &Nano loans
0 %
39% of our clients come from low-income areas
$ 0 M
in SME loans last year

Empowering Over

0 M
0 K
0 K

Indirectly Supporting The livelihoods of

0 %
of our clients are in rural governments
0 M
Family Members and employees
0 %
Supporting young SME entrepreneurs with 29% going to ages 35 years or less

Financial access in low-income areas

Our branches currently have nation- wide reach, with

+ 0

active loans serving mainly unbanked or underbanked segments.

+ 0

branches across



our micro programs have indirectly transformed the lives of


million people, served by more than


employees in our branches.

Digital Consumer Finance

Through our vendors, we are able to provide a diverse range of products, ranging from electronics and appliances to automobile parts and accessories. Access to essential products, such as fridges or stoves, can be transformative for people’s lives. Therefore, we are constantly working on providing these products to the largest number of customers possible, at the longest installment periods and the lowest interest rate.

Digital Financial services for reach

Providing digital solutions to bolster universal financial access is at Halan's core. On our mobile platforms, we have over 1.2 millions users, over half of which use the mobile wallet to transfer money, pay bills and dues, use a cashless and cardless payment method, or shop online.

+ 0 M
Users on our platforms

Halan Payment







Environmentally friendly

The electronic wallet has witnessed significant growth in the past 12 months, and its monthly throughput has surpassed

+ 0 M

Halan Marketplace

Buy Now, Pay Later

Our Consumer Marketplace allows users to:

Our Retailer marketplace enables merchants to:

Enabling digital transformation

Scalability & Cybersquatting

Halan’s proprietary developed API-first core banking software, Neuron, has helped expand our reach of all the products across Egypt and is giving us the flexibility to be more innovative.

Paperless Financial Operations

By digitizing our loan process through Neuron, we are working on eliminating approximately 212 tons of CO2e, that results from the use of paper in our branches.


Micro, SME & Nano Active Loans

We provided awareness to

+ 0

Micro-entrepreneurs on digital financial literacy, driving their financial inclusion and relieving them from the barriers of cash culture.

Through a 4-month capacity building program for 60 female entrepreneurs, we taught the participants about digital financial tools, helped strengthen their business management abilities, and prepared them to face any challenges. Halan has also offered them subsequent mentorship and coaching opportunities.

The training encouraged me to expand my work beyond the previous simple scope to think big. It gave me confidence in myself and my dreams, so I can self-develop

Why Use Halan


Smart Fintech solutions directly from your phone.

Safe and Secure

All your data is private, secure and encrypted.


No required paperwork to get you started expect for your National ID.

Quick and Easy

Register an account Await approval in 24 hour. Shop, Pay your bills, apply for your loan.