Digitally Driving Financial Inclusion
Halan is Egypt’s leading fintech – the largest and fastest growing lender to the financially excluded.
Founded in 2018
Halan’s digital ecosystem includes small and micro business lending, payments, consumer finance, and e-commerce.
Halan Lending
Halan BNPL
Halan Marketplace
Microfinance clients are most vulnerable to climate change
Halan is committed to supporting greater access to green loans.
Halan Lending
Halan offers financing solutions at the touch of a button.
- Easiest Procedures
- Only national ID required
- Commercial Registry and Tax ID
Halan's loan book of Green micro loans
20,000+ active green micro loans.
98.9% of our green micro loans portfolio is directed at transitioning to a circular economy, through reusability and recyclability.
Financial Inclusion Enabler
In 2022
+
0
%
of Egyptians remain unbanked. Halan is serving the underserved and unbanked through digital financial products.
The loans offered have been transformative, our total cumulative clients served represents
around
0
%
of Egypt’s Population
as well as a large group of entrepreneurs including young entrepreneurs supported through MSME loans.
Disbursed Over
$
0
billion in micro, SME &Nano loans
0
%
39% of our clients come from low-income areas
$
0
M
in SME loans last year
Empowering Over
0
M
Customers
0
K
Women
0
K
SMEs
Indirectly Supporting The livelihoods of
0
%
of our clients are in rural governments
0
M
Family Members and employees
0
%
Supporting young SME entrepreneurs with 29% going to ages 35 years or less
Financial access in low-income areas
Our branches currently have nation- wide reach, with
+
0
active loans serving mainly unbanked or underbanked segments.
+
0
branches across
0
governorates
our micro programs have indirectly transformed the lives of
0
million people, served by more than
0
employees in our branches.
Digital Consumer Finance
Through our vendors, we are able to provide a diverse range of products, ranging from electronics and appliances to automobile parts and accessories. Access to essential products, such as fridges or stoves, can be transformative for people’s lives. Therefore, we are constantly working on providing these products to the largest number of customers possible, at the longest installment periods and the lowest interest rate.
Digital Financial services for reach
Providing digital solutions to bolster universal financial access is at Halan's core. On our mobile platforms, we have over 1.2 millions users, over half of which use the mobile wallet to transfer money, pay bills and dues, use a cashless and cardless payment method, or shop online.
+
0
M
Users on our platforms
Halan Payment
Fast
Cost-efficient
Reliable
Easy
Safe
Environmentally friendly
The electronic wallet has witnessed significant growth in the past 12 months, and its monthly throughput has surpassed
+
0
M
USD
Halan Marketplace
Buy Now, Pay Later
Our Consumer Marketplace allows users to:
- Buy electronics and/or electric appliances.
- Get their purchases delivered at their door steps.
- Have the option of paying for their purchases on installment basis.
Our Retailer marketplace enables merchants to:
- Have access to FMCGs at their fingertips.
- Get their orders delivered to their.
- Pay for their orders on an instalment basis.
Enabling digital transformation
Scalability & Cybersquatting
Halan’s proprietary developed API-first core banking software, Neuron, has helped expand our reach of all the products across Egypt and is giving us the flexibility to be more innovative.
- +700 covering areas
- +4M on boarder
- +12K Number of loan officers using Neuron
Paperless Financial Operations
By digitizing our loan process through Neuron, we are working on eliminating approximately 212 tons of CO2e, that results from the use of paper in our branches.
Empowering
women
Micro, SME & Nano Active Loans
- Halan has bettered the lives of millions of women.
- In 2021 and 2022, 61.6% of our micro, SME and nano active loans were given to women.
- 43% of those loans were to women aged 35-50, 27% to women aged 25-35, 10% were given to women under 25, and 20% to women over 50.
We provided awareness to
+
0
Women
Micro-entrepreneurs on digital financial literacy, driving their financial inclusion and relieving them from the barriers of cash culture.
Through a 4-month capacity building program for 60 female entrepreneurs, we taught the participants about digital financial tools, helped strengthen their business management abilities, and prepared them to face any challenges. Halan has also offered them subsequent mentorship and coaching opportunities.
The training encouraged me to expand my work beyond the previous simple scope to think big. It gave me confidence in myself and my dreams, so I can self-develop
Why Use Halan
Intuitive
Smart Fintech solutions directly from your phone.
Safe and Secure
All your data is private, secure and encrypted.
Convenient
No required paperwork to get you started expect for your National ID.
Quick and Easy
Register an account Await approval in 24 hour. Shop, Pay your bills, apply for your loan.